Broker Check


Retirement Planning

Knowing where you stand can offer great peace of mind or may cause your to change how you spend, save, invest and protect your assets. Your Retirement Plan includes recommendations regarding the allocation and management of assets earmarked for retirement, your savings rate, and social security options.

To determine if you are on track, we discuss your plans and dreams, expected income needs in retirement, and life expectancy. We discuss your comfort with changes in value of your overall portfolio (i.e. volatility) and your budget habits. We review the allocation of your retirement assets that may include:

  • Individual Retirement Accounts (IRAs)
  • Roth IRAs
  • 401(k) Plans
  • 403(b) Plans
  • SIMPLE IRA Plans
  • SEP Plans
  • SARSEP Plans
  • Payroll Deduction IRAs
  • Profit-Sharing Plans
  • Defined Benefit Pension Plans
  • Money Purchase Plans
  • Employee Stock Ownership Plans (ESOPs)
  • Governmental Plans
  • 457 Plans
  • 409A Nonqualified Deferred Compensation Plans
  • Fixed, Variable and/or Immediate Annuities
  • Taxable Brokerage Accounts
  • Trust Accounts
  • Inheritance
  • Sale of a Business
  • Real Estate
  • Artwork or Other Personal Property

If expect to retire soon or are already retired, we will provide guidance on how you should withdraw funds from taxable and tax-deferred accounts.

For some investors Retirement Funding and Education Funding are competing priorities. While you want to do your best to support your student, you also want ensure that you will be able to fund your desired the retirement lifestyle. Our recommendations and implementation of your Retirement Funding strategy seek to strike a balance between these competing objectives.